Credit Balance in a sentence

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Synonym: surplus. Antonym: debt

Meaning: The amount of credit available to a borrower; can also refer to a positive balance in an account.


Credit Balance in a sentence

(1) The credit balance on my account is $500.

(2) I need to make a payment to reduce my credit balance.

(3) I need to make a payment towards my open credit balance.

(4) The ledger entry shows a credit balance for the account.

(5) The credit balance on my account gives me peace of mind.

(6) I always make sure to maintain a positive credit balance.

(7) I received a statement showing my current credit balance.

(8) I was relieved to see a high credit balance on my account.

(9) The statement of account shows that I have a credit balance.

(10) I need to check my credit balance before making any purchases.



Credit Balance sentence

(11) I need to review my credit balance before applying for a loan.

(12) The bank notified me of a low credit balance on my credit card.

(13) I was able to pay off my debt and achieve a zero credit balance.

(14) I need to review my credit balance regularly to ensure accuracy.

(15) I need to keep my credit balance low to improve my credit score.

(16) I need to transfer funds to maintain a sufficient credit balance.

(17) The bank informed me that my credit balance is nearing its limit.

(18) I need to make a payment to bring my credit balance back to zero.

(19) The credit balance on my account increased after I made a payment.

(20) I need to reconcile my credit balance with my recent transactions.




Credit Balance make sentence

(21) I need to check my credit balance before making any new purchases.

(22) The trade account statement shows a credit balance due to a refund.

(23) I need to check my open credit balance before making a big purchase.

(24) I need to pay off my open credit balance before it accrues interest.

(25) She was surprised to see a negative credit balance on her statement.

(26) The credit balance on my account is a result of my cashback rewards.

(27) Make sure to monitor your credit balance to avoid overdrawn accounts.

(28) My credit balance is currently at zero since I paid off all my debts.

(29) The credit balance on my account is a result of my diligent budgeting.

(30) I need to monitor my credit balance to avoid exceeding my credit limit.



Sentence of credit balance

(31) The credit balance on my account reflects my recent returns and refunds.

(32) I need to make a payment to reduce my credit balance and avoid late fees.

(33) I need to keep track of my credit balance to avoid overdrawing my account.

(34) I need to keep my credit balance in check to maintain a good credit score.

(35) I received a credit balance notification after redeeming my reward points.

(36) I received a credit balance refund after canceling a subscription service.

(37) I need to check my course credit balance before registering for new classes.

(38) I need to maintain a sufficient credit balance to avoid any additional fees.

(39) The credit balance on my account allows me to make purchases with confidence.

(40) I was pleasantly surprised to find a positive credit balance on my statement.




Credit Balance meaningful sentence

(41) The credit card company offers rewards for maintaining a high credit balance.

(42) The credit balance on my account provides a safety net in case of emergencies.

(43) The credit balance on my account gives me flexibility in managing my finances.

(44) The credit balance on my account is a result of my responsible spending habits.

(45) I received a statement showing a negative credit balance due to an overpayment.

(46) It's important to regularly monitor your credit balance to avoid any surprises.

(47) I always make sure to pay my bills on time to maintain a healthy credit balance.

(48) I need to make a payment to reduce my credit balance and avoid interest charges.

(49) I received a credit balance refund after canceling a service I no longer needed.

(50) I was pleased to see a credit balance on my account after a refund was processed.



Credit Balance sentence examples

(51) I need to drop this course to avoid a negative impact on my course credit balance.

(52) I was relieved to see a positive credit balance after paying off a large purchase.

(53) The credit balance on my statement includes the available credit for cash advances.

(54) The credit entry on my utility bill showed a credit balance from the previous month.

(55) I received a notification that my credit balance has been increased due to a refund.

(56) The bank mistakenly credited my account twice, resulting in a higher credit balance.

(57) The writeoff of the customer's credit balance was adjusted in the next billing cycle.

(58) The credit balance on my account allows me to take advantage of rewards and benefits.

(59) The credit balance on my statement reflects the amount available for future purchases.

(60) The credit card company reduced my credit balance after I disputed a fraudulent charge.



Sentence with credit balance

(61) I was surprised to see a credit balance on my account after returning a faulty product.

(62) I was thrilled to see a credit balance on my account after receiving a cashback reward.

(63) I need to transfer some funds to my credit card to cover the outstanding credit balance.

(64) I was relieved to see that my credit balance was not affected by the recent data breach.

(65) The credit card company increased my credit balance limit due to my good payment history.

(66) The credit balance on my store credit card allows me to make purchases without using cash.

(67) I was surprised to see a large credit balance on my account after a billing error was corrected.

(68) I need to transfer some funds from my savings account to my credit card to cover the credit balance.

(69) I need to transfer some funds from my checking account to my credit card to cover the credit balance.

(70) The bank mistakenly credited my account with a lower balance, resulting in a negative credit balance.

(71) The bank mistakenly credited my account with a higher balance, resulting in a positive credit balance.



Credit Balance meaning


Credit balance is a term commonly used in financial contexts to refer to the amount of money that remains in a person's or organization's account after all debits and credits have been accounted for. It represents the surplus funds available to the account holder, which can be used for future transactions or as a cushion against potential expenses. When using the phrase "credit balance" in a sentence, it is important to ensure that the context is clear and that the meaning is accurately conveyed. Here are some tips on how to use this term effectively:


1. Define the term: If you are introducing the concept of credit balance to someone who may not be familiar with it, it is essential to provide a brief definition.

For example, "A credit balance is the amount of money left in your account after all payments and deductions have been made."


2. Specify the account type: Credit balances can exist in various types of accounts, such as bank accounts, credit card accounts, or even store loyalty accounts. Make sure to mention the specific account type to avoid confusion. For instance, "My bank account has a credit balance of $500."


3. Mention the source of the credit balance: It is helpful to indicate how the credit balance was obtained. This could be through a refund, a deposit, or any other transaction that resulted in an excess of funds.

For example, "The credit balance in my credit card account is due to a refund for a returned item."


4. Highlight the significance: Emphasize the importance or benefits of having a credit balance. This could include the ability to make future purchases without incurring additional debt or the peace of mind that comes with having a financial buffer. For instance, "Maintaining a credit balance in your account allows you to avoid interest charges on your credit card."


5. Provide examples: Illustrate the concept of credit balance by using examples that are relatable and easy to understand. This can help the reader or listener grasp the meaning more effectively.

For example, "If you have a credit balance on your store loyalty card, you can use it to get discounts on your next purchase."


6. Explain how to check the credit balance: If applicable, provide instructions on how to access and verify the credit balance in a particular account. This could involve logging into an online banking portal, contacting customer service, or using a mobile app. For instance, "To check your credit balance, simply log in to your online banking account and navigate to the 'Account Summary' section."


7. Discuss potential actions: Depending on the context, you may want to suggest actions that can be taken with a credit balance. This could include using it to pay off outstanding debts, making a purchase, or transferring the funds to another account.

For example, "With a credit balance in your account, you can choose to either make a payment towards your loan or transfer the funds to your savings account." Remember, the key to effectively using the phrase "credit balance" in a sentence is to provide clear and concise information that accurately conveys the meaning and context. By following these tips, you can ensure that your usage of this term is both informative and comprehensible.





The word usage examples above have been gathered from various sources to reflect current and historical usage of the word Credit Balance. They do not represent the opinions of TranslateEN.com.