Credit-worthiness in a sentence
Synonym: credit rating, solvency.
Meaning: The assessment of a borrower's ability to repay a loan; a key factor in lending decisions.
(1) A high credit-worthiness can lead to better insurance rates.
(2) A low credit score can indicate a lack of credit-worthiness.
(3) Credit-worthiness is a crucial factor in securing a mortgage.
(4) A high credit limit can indicate a person's credit-worthiness.
(5) A bankruptcy filing can significantly impact credit-worthiness.
(6) A history of timely payments can improve your credit-worthiness.
(7) Lenders consider various factors when evaluating credit-worthiness.
(8) A high debt-to-income ratio can negatively affect credit-worthiness.
(9) Credit-worthiness is crucial for securing favorable insurance rates.
(10) A high debt-to-credit ratio can negatively affect credit-worthiness.
Credit-worthiness sentence
(11) A low credit-worthiness can result in higher interest rates on loans.
(12) A good credit score is essential for demonstrating credit-worthiness.
(13) A history of missed payments can negatively impact credit-worthiness.
(14) A bankruptcy filing can significantly impact one's credit-worthiness.
(15) Credit-worthiness is a determining factor in obtaining a credit card.
(16) A good credit-worthiness can make it easier to qualify for a car loan.
(17) A strong credit-worthiness can provide access to higher credit limits.
(18) A history of timely bill payments can enhance one's credit-worthiness.
(19) A strong employment history can contribute to one's credit-worthiness.
(20) Credit-worthiness is a consideration when applying for a student loan.
Credit-worthiness make sentence
(21) A good credit-worthiness can help secure lower interest rates on loans.
(22) Poor credit-worthiness can make it difficult to qualify for a mortgage.
(23) Credit-worthiness is important for obtaining favorable insurance rates.
(24) A high credit-worthiness can lead to better terms on credit card offers.
(25) Credit-worthiness is often determined by a person's financial stability.
(26) Credit-worthiness is crucial for obtaining a line of credit from a bank.
(27) A high credit utilization ratio can negatively impact credit-worthiness.
(28) A history of missed payments can significantly impact credit-worthiness.
(29) The credit-worthiness of a person can be affected by high levels of debt.
(30) Credit-worthiness is a key factor in determining interest rates on loans.
Sentence of credit-worthiness
(31) Maintaining a low credit utilization ratio can improve credit-worthiness.
(32) Lenders may request additional documentation to assess credit-worthiness.
(33) Credit-worthiness is crucial for obtaining favorable terms on a mortgage.
(34) Maintaining a good credit-worthiness is important for financial stability.
(35) Maintaining a strong credit-worthiness is essential for financial success.
(36) Lenders often consider income stability when evaluating credit-worthiness.
(37) Demonstrating responsible financial behavior can enhance credit-worthiness.
(38) A good credit-worthiness can lead to better credit card offers and rewards.
(39) Credit-worthiness is a measure of an individual's financial responsibility.
(40) The credit-worthiness of a person can be affected by identity theft or fraud.
Credit-worthiness meaningful sentence
(41) The credit-worthiness of a borrower is often assessed through a credit score.
(42) Credit-worthiness is a crucial factor in determining interest rates on loans.
(43) Lenders may require a co-signer if the credit-worthiness of a borrower is low.
(44) The credit-worthiness of a borrower is evaluated based on their credit report.
(45) Credit-worthiness is a reflection of an individual's financial responsibility.
(46) A lack of credit history can make it difficult to establish credit-worthiness.
(47) The bank assesses the credit-worthiness of individuals before approving loans.
(48) Credit-worthiness is a key consideration for landlords when selecting tenants.
(49) The credit-worthiness of a person can be affected by late payments or defaults.
(50) Lenders may offer credit counseling services to help improve credit-worthiness.
Credit-worthiness sentence examples
(51) The credit-worthiness of a business can impact its ability to secure financing.
(52) A good credit-worthiness can lead to better opportunities for financial growth.
(53) The credit-worthiness of an individual is determined by their financial history.
(54) Lenders often assess the credit-worthiness of borrowers before approving a loan.
(55) Lenders often use credit-worthiness as a measure of an individual's reliability.
(56) The credit-worthiness of an individual can be negatively impacted by bankruptcy.
(57) The credit-worthiness of a business can affect its ability to attract investors.
(58) Building a positive credit history is essential for improving credit-worthiness.
(59) Credit-worthiness is often evaluated by reviewing an individual's credit report.
(60) A lack of credit history can make it challenging to establish credit-worthiness.
Sentence with credit-worthiness
(61) Building a positive credit history is crucial for establishing credit-worthiness.
(62) A history of foreclosures or repossessions can severely impact credit-worthiness.
(63) Credit-worthiness is often evaluated by considering the length of credit history.
(64) The credit-worthiness of a business can determine its ability to secure financing.
(65) The credit-worthiness of a borrower is evaluated based on their financial history.
(66) The credit-worthiness of a borrower can affect their ability to rent an apartment.
(67) A good credit-worthiness can make it easier to rent an apartment or secure a lease.
(68) The credit-worthiness of a business is crucial for obtaining funding from investors.
(69) Building a strong credit-worthiness takes time and responsible financial management.
(70) Maintaining a high credit-worthiness is important for future financial opportunities.
Use credit-worthiness in a sentence
(71) The credit-worthiness of an individual can impact their ability to rent an apartment.
(72) Credit-worthiness is often assessed by analyzing an individual's income and expenses.
(73) Credit-worthiness is a determining factor in obtaining favorable terms on auto loans.
(74) A low credit-worthiness can limit access to credit cards and other financial services.
(75) Lenders may require collateral if the credit-worthiness of a borrower is questionable.
(76) The credit-worthiness of a borrower is often assessed through a credit scoring system.
(77) The credit-worthiness of a company can impact its ability to attract business partners.
(78) The credit-worthiness of an individual can be impacted by a history of missed payments.
(79) Building a positive credit-worthiness can open doors to better financial opportunities.
(80) Lenders may require collateral to mitigate risks associated with low credit-worthiness.
Sentence using credit-worthiness
(81) A high credit-worthiness can increase the chances of being approved for a business loan.
(82) Credit-worthiness is often determined by analyzing an individual's debt-to-income ratio.
(83) The credit-worthiness of a business can be influenced by its cash flow and profitability.
(84) Credit-worthiness is often evaluated by considering an individual's debt-to-credit ratio.
(85) Improving credit-worthiness requires a consistent payment history and low debt utilization.
(86) Credit-worthiness is a key factor in determining eligibility for certain financial products.
Credit-worthiness meaning
Credit-worthiness is a term that refers to the assessment of an individual or entity's ability to repay borrowed funds or fulfill financial obligations. It is a crucial factor considered by lenders, creditors, and financial institutions when determining whether to extend credit or provide loans. Understanding how to use the word "credit-worthiness" in a sentence can help convey your knowledge and expertise in financial matters. Here are some tips on incorporating this term effectively:
1. Define the term: When introducing the term "credit-worthiness" in a sentence, it is essential to provide a clear definition to ensure your audience understands its meaning.
For example, "Credit-worthiness, often referred to as financial reliability, is a measure of an individual's or business's ability to repay debts and meet financial obligations."
2. Contextualize the term: To enhance comprehension, it is helpful to provide context or examples that illustrate the concept of credit-worthiness. For instance, "The bank's decision to grant a loan is heavily influenced by the applicant's credit-worthiness, which is evaluated based on factors such as credit history, income stability, and debt-to-income ratio."
3. Highlight importance: Emphasize the significance of credit-worthiness in financial transactions and decision-making processes. For instance, "Maintaining a good credit score is crucial for individuals as it directly impacts their credit-worthiness, enabling them to secure favorable interest rates on loans and access various financial opportunities."
4. Discuss evaluation methods: Elaborate on the methods used to assess credit-worthiness, such as credit reports, credit scores, and financial statements.
For example, "Lenders rely on credit reports and credit scores to evaluate an individual's credit-worthiness, as these documents provide insights into their payment history, outstanding debts, and overall financial health."
5. Address credit-worthiness challenges: Acknowledge the potential difficulties individuals may face in establishing or maintaining credit-worthiness. This could include factors like limited credit history, high debt levels, or past financial mismanagement. For instance, "Young adults often struggle to establish credit-worthiness due to their limited credit history, making it essential for them to build a positive credit profile through responsible borrowing and timely repayments."
6. Discuss the impact of credit-worthiness: Explain how credit-worthiness affects various aspects of personal and business finance. This could include obtaining loans, securing favorable interest rates, renting properties, or even job prospects.
For example, "A high credit-worthiness can open doors to better loan terms, allowing individuals to save money on interest payments and potentially invest in other financial opportunities."
7. Provide advice or tips: Offer practical suggestions on how individuals can improve their credit-worthiness. This could involve maintaining a good payment history, reducing debt, and regularly monitoring credit reports. For instance, "To enhance their credit-worthiness, individuals should strive to make timely payments, keep credit card balances low, and regularly review their credit reports for any errors or discrepancies." Remember, using the term "credit-worthiness" effectively in a sentence requires not only a clear understanding of its meaning but also the ability to provide relevant context and practical advice. By following these tips, you can confidently incorporate this term into your writing and effectively communicate your knowledge of financial matters.
The word usage examples above have been gathered from various sources to reflect current and historical usage of the word Credit-worthiness. They do not represent the opinions of TranslateEN.com.