Money


Money



Money | English A1 Level (Beginner / Elementary)

20 Word


Money


Definition: Paper or coins used to buy things.

  • I need money to buy a new book.
  • He saved his money for a new bike.
  • We use money to pay for food.

Money in a sentence


Coin


Definition: A small, flat, round piece of metal used as money.

  • He found a coin on the ground.
  • She collected rare coins as a hobby.
  • The coin was worth five cents.

Coin in a sentence


Bill


Definition: a statement of money owed

  • He received a bill for his phone service.
  • The bill was higher than expected.
  • She paid the bill at the restaurant.

Bill in a sentence


Change


Definition: To make something different; the act of becoming different.

  • She decided to change her hairstyle.
  • He likes to change his routine every month.
  • Change is a natural part of life.

Change in a sentence


Pay


Definition: To give money for goods or services.

  • I will pay for my lunch today.
  • She forgot to pay the bill on time.
  • They need to pay for their movie tickets.

Pay in a sentence


Price


Definition: The amount of money required to buy something.

  • The price of the shirt is ten dollars.
  • I found a good price for my favorite book.
  • Prices change depending on the store.

Price in a sentence


Shop


Definition: A place where goods are sold or the act of buying items.

  • I will go to the shop to buy some groceries.
  • We can shop for new clothes this weekend.
  • The shop has many interesting toys for kids.

Shop in a sentence


Spend


Definition: To use money to buy something; to use time doing something.

  • I want to spend my allowance on a new game.
  • They decided to spend the weekend at the beach.
  • She likes to spend time reading books.

Spend in a sentence


Save


Definition: To keep something safe or to store for later.

  • I save money for a new bike.
  • Please save your work before turning off the computer.
  • They save energy by using less electricity.

Save in a sentence


Rich


Definition: Having a lot of money or valuable resources; abundant.

  • He is rich in knowledge about science.
  • The soil is rich and good for farming.
  • They live in a rich neighborhood.

Rich in a sentence


Poor


Definition: Having little money or resources; lacking basic necessities.

  • The poor family needed help.
  • She volunteers to support poor children.
  • He felt sorry for the poor people in the city.

Poor in a sentence


Expensive


Definition: costing a lot of money

  • The shoes were too expensive for her budget.
  • They decided against the expensive restaurant.
  • Understanding what is considered expensive can guide purchases.

Expensive in a sentence


Cheap


Definition: Low in price; not expensive.

  • This shirt is cheap, but it's still good quality.
  • I found a cheap restaurant for lunch.
  • Buying cheap items can save you money.

Cheap in a sentence


Bank


Definition: A place where money is kept or managed.

  • I need to go to the bank to deposit my allowance.
  • The bank offers loans for buying homes.
  • He has a savings account at the bank.

Bank in a sentence


Credit


Definition: Recognition or acknowledgment, often for work done.

  • She received credit for her hard work.
  • You need to give credit to the author.
  • He got credit for his contribution to the project.

Credit in a sentence


Debt


Definition: Money owed to someone; an obligation to pay back.

  • He is trying to pay off his debt.
  • She learned about managing debt in finance class.
  • Living within your means helps avoid debt.

Debt in a sentence


Earn


Definition: To receive money or reward for work done.

  • She wants to earn money for a new bike.
  • He hopes to earn a good grade this semester.
  • You can earn points by completing tasks.

Earn in a sentence


Work


Definition: activity involving mental or physical effort

  • He has a lot of work to do this week.
  • She enjoys her work as a teacher.
  • They finished their work ahead of schedule.

Work in a sentence


Job


Definition: a paid position of regular employment

  • He found a job at the local library.
  • She enjoys her job as a teacher.
  • Many students are looking for summer jobs.

Job in a sentence


Wealth


Definition: the abundance of valuable resources or money

  • He used his wealth to help others in need.
  • Wealth can bring comfort but also responsibilities.
  • Many people dream of accumulating wealth through hard work.

Wealth in a sentence



Money | English A2 Level (Pre-Intermediate)

3 Word


Card


Definition: A small piece of paper or plastic with information.

  • She gave me a birthday card.
  • He paid with his credit card.
  • I wrote a thank-you card for my teacher.

Card in a sentence


Value


Definition: The importance or worth of something.

  • Honesty has great value in life.
  • The value of gold is very high.
  • She understands the value of hard work.

Value in a sentence


Shopping


Definition: The activity of buying goods or services, typically from stores.

  • She enjoys shopping for clothes on weekends.
  • Shopping online has become very popular.
  • They went shopping for groceries after school.

Shopping in a sentence



Money | English B1 Level (Intermediate)

19 Word


Cash


Definition: Money in the form of coins or banknotes.

  • I prefer to pay in cash.
  • He kept some cash in his wallet.
  • They accepted cash for the ticket.

Cash in a sentence


Currency


Definition: The money used in a particular country.

  • The dollar is the currency of the United States.
  • She exchanged her currency for euros.
  • Understanding currency is important for travel.

Currency in a sentence


Savings


Definition: Money that has been set aside or saved for future use.

  • She deposited her savings in a bank account.
  • His savings helped him buy a new bike.
  • Understanding savings is important for financial planning.

Savings in a sentence


Investment


Definition: The action of putting money into something to earn more money in the future.

  • He made a smart investment in stocks.
  • They discussed investment options for their savings.
  • Her investment in education paid off.

Investment in a sentence


Expense


Definition: The cost incurred in the course of doing business or personal activities.

  • She tracked her monthly expenses carefully.
  • The expense report was submitted for approval.
  • Understanding expense management is crucial for budgeting.

Expense in a sentence


Budget


Definition: A plan for managing money; an estimate of income and expenses.

  • I need to create a budget for my monthly spending.
  • We saved money by sticking to our budget.
  • The school has a budget for supplies and activities.

Budget in a sentence


Cost


Definition: The amount of money needed to buy something.

  • The cost of the book is ten dollars.
  • She checked the cost of the concert tickets.
  • It may cost more to travel during the holidays.

Cost in a sentence


Loan


Definition: Money borrowed that is expected to be paid back.

  • He took a loan to buy a car.
  • The bank offered her a loan for school.
  • She is paying off her loan slowly.

Loan in a sentence


Income


Definition: The money received for work or through investments.

  • Her income helps support the family.
  • He saved part of his income for a vacation.
  • They discussed ways to increase their income.

Income in a sentence


Purchase


Definition: to buy something

  • She plans to purchase a new laptop.
  • He made a purchase at the store.
  • The purchase of the tickets was easy online.

Purchase in a sentence


Transaction


Definition: an instance of buying or selling something

  • The transaction was completed online.
  • He received a receipt for the transaction.
  • They tracked the transaction in their records.

Transaction in a sentence


Receipt


Definition: A document acknowledging that something has been received, especially in transactions.

  • He kept the receipt for his new shoes.
  • She asked for a receipt after buying the groceries.
  • Understanding receipts is important for budgeting.

Receipt in a sentence


Account


Definition: A record of financial transactions; a personal description of events.

  • She opened an account at the bank.
  • He shared his account of what happened.
  • The account showed all his expenses.

Account in a sentence


Financial


Definition: Related to money or the management of money.

  • She took a course in financial planning.
  • The company is in a strong financial position.
  • He needs financial advice for his budget.

Financial in a sentence


Profit


Definition: The financial gain made after subtracting expenses.

  • The business made a profit last year.
  • They hope to increase their profit this quarter.
  • His hard work led to a profit for the company.

Profit in a sentence


Loss


Definition: the state of losing something; not having something anymore

  • His loss of a pet made him very sad.
  • The team felt the loss of their star player.
  • She experienced a loss when her grandmother passed away.

Loss in a sentence


Debit


Definition: An entry recording an amount owed or payment made, often in a bank account.

  • The debit from my account was for groceries.
  • She checked her bank statement for recent debits.
  • Understanding debits is important for managing money.

Debit in a sentence


Withdraw


Definition: to take back or remove something

  • He decided to withdraw his application.
  • She had to withdraw money from the bank.
  • Understanding withdraw helps in financial contexts.

Withdraw in a sentence


Deposit


Definition: To put money into a bank account; a sum of money given as security.

  • He made a deposit to open a new account.
  • She needs to deposit her paycheck.
  • They require a deposit for the rental.

Deposit in a sentence



Money | English B2 Level (Upper Intermediate)

20 Word


Finance


Definition: The management of money and investments.

  • He studies finance at university.
  • They discussed finance and budgeting in class.
  • Good finance skills are important for saving money.

Finance in a sentence


Economy


Definition: The system of money and trade in a country.

  • The economy is growing this year.
  • A strong economy helps people find jobs.
  • She studies the economy in school.

Economy in a sentence


Expenses


Definition: Costs or amounts of money spent on something.

  • His monthly expenses include rent and food.
  • She keeps track of her expenses to save money.
  • They reduced their expenses by eating at home more.

Expenses in a sentence


Banking


Definition: The business of managing money, including deposits and loans.

  • She works in banking at a local credit union.
  • Banking services include savings accounts and loans.
  • He studied banking to understand financial systems.

Banking in a sentence


Interest


Definition: A feeling of wanting to know or learn about something; a stake in something.

  • She has a strong interest in science.
  • His interest in music started at a young age.
  • They learned about how to manage their interest in saving.

Interest in a sentence


Capital


Definition: The city where a government is based; also refers to wealth used for investment.

  • London is the capital of England.
  • The company needs capital to expand its business.
  • Understanding the concept of capital is important in economics.

Capital in a sentence


Asset


Definition: Something valuable owned by a person or company.

  • The house is their biggest asset.
  • Her skills are a great asset to the team.
  • Investing in education is an important asset.

Asset in a sentence


Liability


Definition: the state of being responsible for something, especially in law

  • He accepted liability for the accident.
  • The company has a liability to its employees.
  • Understanding liability is important in business.

Liability in a sentence


Valuation


Definition: the process of determining the value of an asset

  • The valuation of the company was conducted last week.
  • He learned how to perform a business valuation.
  • Valuation helps in making investment decisions.

Valuation in a sentence


Market


Definition: A place where people buy and sell things.

  • We went to the market to buy vegetables.
  • The market was very crowded today.
  • She sells fruits at the local market.

Market in a sentence


Portfolio


Definition: a collection of work or documents

  • She showed her portfolio during the job interview.
  • His art portfolio impressed the gallery.
  • The student created a portfolio of her best essays.

Portfolio in a sentence


Dividend


Definition: A payment made by a corporation to its shareholders; a share of profits.

  • The company announced a dividend for its investors.
  • He received a dividend from his stock investments.
  • Understanding dividends can help in financial planning.

Dividend in a sentence


Insurance


Definition: A contract that provides protection against financial loss.

  • Car insurance helps pay for damages in an accident.
  • I have health insurance to cover doctor visits.
  • You should get insurance for valuable items.

Insurance in a sentence


Forecast


Definition: a prediction about future events

  • The weather forecast says it will rain tomorrow.
  • We reviewed the economic forecast for next year.
  • The forecast showed sunny skies ahead.

Forecast in a sentence


Liquidity


Definition: The ease with which an asset can be converted into cash.

  • High liquidity means you can quickly access your money.
  • She learned about liquidity in her finance class.
  • Understanding liquidity is essential for financial management.

Liquidity in a sentence


Stock


Definition: Goods or merchandise kept on hand; also, shares in a company.

  • The store has a good stock of toys.
  • He decided to buy stock in a popular company.
  • They need to replenish their stock of supplies.

Stock in a sentence


Share


Definition: To give a part of something to others.

  • It's nice to share your toys with friends.
  • We should share our ideas during the meeting.
  • Can you share your notes with me?

Share in a sentence


Trade


Definition: The buying and selling of goods.

  • Countries trade goods with each other.
  • He works in the trade business.
  • Trade helps economies grow.

Trade in a sentence


Exchange


Definition: To give something and receive something in return; a swap.

  • They wanted to exchange books for a project.
  • The currency exchange at the airport was busy.
  • She had to exchange her old phone for a new one.

Exchange in a sentence


Commodity


Definition: A basic good used in commerce that is interchangeable with other goods of the same type.

  • Oil is an important commodity in global trade.
  • They discussed the commodity market in economics class.
  • Understanding commodities is essential for financial literacy.

Commodity in a sentence



Money | English C1 Level (Advanced)

15 Word


Inflation


Definition: The rate at which prices for goods and services rise, reducing purchasing power.

  • Inflation affects how much we can buy with our money.
  • The inflation rate increased last year.
  • He learned about inflation in economics class.

Inflation in a sentence


Volatility


Definition: The degree of variation in a trading price series over time.

  • Stock market volatility can be stressful for investors.
  • High volatility means prices can change quickly.
  • Understanding volatility is crucial for traders.

Volatility in a sentence


Expenditure


Definition: the amount of money spent

  • The expenditure for the trip was higher than expected.
  • She tracked her monthly expenditure carefully.
  • Understanding expenditure helps in financial planning.

Expenditure in a sentence


Economics


Definition: The study of how people manage resources and make choices.

  • She is majoring in economics at university.
  • Understanding economics is important for decision-making.
  • He learned about supply and demand in his economics class.

Economics in a sentence


Profitability


Definition: The ability of a business to earn more money than it spends.

  • Profitability is essential for the survival of a business.
  • They analyzed the profitability of their new product.
  • Understanding profitability helps in financial planning.

Profitability in a sentence


Stakeholder


Definition: A person or group with an interest in a project or decision.

  • The company considers all stakeholders in its decisions.
  • Parents are important stakeholders in education.
  • They invited stakeholders to discuss the new plan.

Stakeholder in a sentence


Diversification


Definition: The process of varying investments or activities to reduce risk.

  • Diversification in business can lead to greater stability.
  • They discussed the importance of diversification in farming.
  • Understanding diversification helps in planning.

Diversification in a sentence


Brokerage


Definition: A business that facilitates transactions between buyers and sellers, often in finance.

  • He works at a brokerage that deals with stocks.
  • The brokerage provided advice on investments.
  • They opened a brokerage to help clients buy homes.

Brokerage in a sentence


Arbitrage


Definition: The practice of buying and selling assets to profit from price differences.

  • Arbitrage opportunities can occur in financial markets.
  • She studied arbitrage strategies in her economics class.
  • Understanding arbitrage can lead to investment gains.

Arbitrage in a sentence


Hedge


Definition: A fence or boundary formed by a dense row of shrubs or low trees.

  • The garden was surrounded by a tall hedge.
  • They planted a hedge for privacy.
  • He trimmed the hedge to keep it neat.

Hedge in a sentence


Acquisition


Definition: The act of obtaining or gaining possession of something.

  • The acquisition of new skills takes time.
  • The company made an acquisition of a smaller firm.
  • He celebrated his acquisition of a new language.

Acquisition in a sentence


Merger


Definition: The joining together of two or more companies into one.

  • The merger created a larger and more competitive company.
  • They announced the merger during a press conference.
  • The merger was beneficial for both companies involved.

Merger in a sentence


Solvency


Definition: The ability of an individual or organization to meet its long-term financial obligations.

  • The company’s solvency was assessed during the audit.
  • Maintaining solvency is crucial for business success.
  • He learned about solvency in his finance class.

Solvency in a sentence


Liabilities


Definition: financial obligations or debts

  • The company has many liabilities to pay.
  • Understanding liabilities is crucial for financial health.
  • They reviewed their liabilities before applying for a loan.

Liabilities in a sentence


Benchmark


Definition: A standard used for comparison.

  • They set a benchmark to measure student progress.
  • The benchmark helps evaluate the effectiveness of programs.
  • She used the benchmark to track her improvement.

Benchmark in a sentence



Money | English C2 Level (Proficiency / Mastery)

26 Word


Return


Definition: To go back to a place or give something back.

  • I will return the book to the library.
  • Please return the favor when you can.
  • He plans to return home next week.

Return in a sentence


Derivative


Definition: something that is based on another source; not original

  • Her painting was considered derivative of famous artists.
  • The film was a derivative work based on the novel.
  • He learned about derivative financial products in class.

Derivative in a sentence


Forex


Definition: The foreign exchange market for trading currencies.

  • He trades in forex for a living.
  • Understanding forex can help investors.
  • The forex market operates 24 hours a day.

Forex in a sentence


Deflation


Definition: A decrease in the general price level of goods and services.

  • Deflation can lead to economic problems.
  • The country faced deflation after the recession.
  • Understanding deflation is important in economics.

Deflation in a sentence


Speculation


Definition: The act of forming opinions or theories without firm evidence; often used in finance.

  • His speculation about the stock market proved to be accurate.
  • They engaged in speculation about the upcoming election.
  • Speculation can lead to risky investments.

Speculation in a sentence


Leverage


Definition: To use something to maximum advantage; often refers to resources or influence.

  • He used his connections to leverage a better job offer.
  • Understanding leverage can help in negotiations.
  • She aims to leverage her skills for career growth.

Leverage in a sentence


Monetary


Definition: Related to money or currency.

  • Monetary policy affects the economy by controlling money supply.
  • He learned about monetary systems in his economics class.
  • Understanding monetary concepts is important for financial literacy.

Monetary in a sentence


Fiscal


Definition: Related to government revenue, spending, and financial matters.

  • The government announced a new fiscal policy.
  • Fiscal responsibility is important for a healthy economy.
  • She studied fiscal management in her finance course.

Fiscal in a sentence


Regulation


Definition: A rule or directive made and maintained by an authority.

  • The regulation ensures safety.
  • They followed the regulation carefully.
  • New regulation was introduced for better practices.

Regulation in a sentence


Compliance


Definition: Following rules or standards.

  • The company is in compliance with safety regulations.
  • They ensured compliance with the new laws.
  • She checked for compliance with the guidelines.

Compliance in a sentence


Transparency


Definition: The quality of being open and honest; allowing others to see what is happening.

  • Transparency in business builds trust with customers.
  • The company values transparency in its operations.
  • Understanding transparency is important for good governance.

Transparency in a sentence


Underwriting


Definition: the process of evaluating risk for insurance

  • Underwriting is essential for approving insurance policies.
  • He works in underwriting for a large company.
  • Understanding underwriting helps in managing risks.

Underwriting in a sentence


Liens


Definition: Plural of lien; legal rights or interests in property as security for a debt.

  • The property had multiple liens against it.
  • They resolved the liens before selling the house.
  • Understanding liens can help protect your investment.

Collateral


Definition: An asset used to secure a loan or guarantee repayment.

  • He offered his car as collateral for the loan.
  • Collateral is important for reducing lender risk.
  • The bank required collateral for the mortgage.

Collateral in a sentence


Default


Definition: A failure to fulfill an obligation, especially in financial terms.

  • The borrower faced default after missing several payments.
  • Defaulting on a loan can hurt your credit score.
  • It's important to understand the consequences of default.

Default in a sentence


Foreclosure


Definition: The legal process where a lender takes possession of a property.

  • Due to missed payments, his house faced foreclosure.
  • They avoided foreclosure by refinancing their mortgage.
  • The foreclosure process can be stressful for families.

Foreclosure in a sentence


Synergy


Definition: The combined effect that is greater than the sum of individual effects.

  • The team worked together in synergy to complete the project.
  • Synergy can enhance creativity and productivity.
  • Finding synergy among team members is crucial for success.

Synergy in a sentence


Capitalization


Definition: The total value of a company's outstanding shares.

  • The company's capitalization grew after the successful launch.
  • Understanding capitalization is important for investors.
  • They monitored the market capitalization closely.

Capitalization in a sentence


Extraction


Definition: The process of removing something from a source, often used in contexts like data or resources.

  • The extraction of minerals from the earth can be harmful.
  • She learned about the extraction of DNA in science class.
  • Extraction methods vary depending on the material.

Extraction in a sentence


Innovation


Definition: The introduction of new ideas, methods, or products.

  • Innovation is key to business success.
  • The technology sector thrives on innovation.
  • They focus on innovation to improve their services.

Innovation in a sentence


Entrepreneurship


Definition: the process of starting and running a new business

  • Entrepreneurship encourages creativity and problem-solving.
  • Many young people are interested in entrepreneurship today.
  • Understanding entrepreneurship can inspire new business ideas.

Globalization


Definition: The process by which businesses develop international influence.

  • Globalization has changed how we buy products.
  • Many cultures have blended due to globalization.
  • The effects of globalization can be seen everywhere.

Globalization in a sentence


Barter


Definition: To exchange goods or services without using money.

  • They decided to barter their skills instead of paying.
  • Barter was common before the invention of money.
  • He learned how to barter at the local market.

Barter in a sentence


Cryptocurrency


Definition: Digital or virtual currency that uses cryptography for security.

  • Cryptocurrency is becoming more popular for online transactions.
  • He invested in cryptocurrency for its potential growth.
  • Understanding cryptocurrency is important in today's economy.

Blockchain


Definition: A technology that allows secure and transparent record-keeping of digital transactions.

  • Blockchain is used for cryptocurrencies like Bitcoin.
  • Understanding blockchain can help in finance and technology.
  • She learned about blockchain in her computer science class.

Fintech


Definition: technology that improves or automates financial services

  • Fintech companies are changing how we manage money.
  • She works in a fintech start-up that offers online banking.
  • Understanding fintech can help in financial literacy.


The word usage examples above have been gathered from various sources to reflect current and historical usage of the word . They do not represent the opinions of TranslateEN.com.

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