Money
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Money | English A1 Level (Beginner / Elementary)
20 Word
Money
Definition: Paper or coins used to buy things.
- I need money to buy a new book.
- He saved his money for a new bike.
- We use money to pay for food.
Coin
Definition: A small, flat, round piece of metal used as money.
- He found a coin on the ground.
- She collected rare coins as a hobby.
- The coin was worth five cents.
Bill
Definition: a statement of money owed
- He received a bill for his phone service.
- The bill was higher than expected.
- She paid the bill at the restaurant.
Change
Definition: To make something different; the act of becoming different.
- She decided to change her hairstyle.
- He likes to change his routine every month.
- Change is a natural part of life.
Pay
Definition: To give money for goods or services.
- I will pay for my lunch today.
- She forgot to pay the bill on time.
- They need to pay for their movie tickets.
Price
Definition: The amount of money required to buy something.
- The price of the shirt is ten dollars.
- I found a good price for my favorite book.
- Prices change depending on the store.
Shop
Definition: A place where goods are sold or the act of buying items.
- I will go to the shop to buy some groceries.
- We can shop for new clothes this weekend.
- The shop has many interesting toys for kids.
Spend
Definition: To use money to buy something; to use time doing something.
- I want to spend my allowance on a new game.
- They decided to spend the weekend at the beach.
- She likes to spend time reading books.
Save
Definition: To keep something safe or to store for later.
- I save money for a new bike.
- Please save your work before turning off the computer.
- They save energy by using less electricity.
Rich
Definition: Having a lot of money or valuable resources; abundant.
- He is rich in knowledge about science.
- The soil is rich and good for farming.
- They live in a rich neighborhood.
Poor
Definition: Having little money or resources; lacking basic necessities.
- The poor family needed help.
- She volunteers to support poor children.
- He felt sorry for the poor people in the city.
Expensive
Definition: costing a lot of money
- The shoes were too expensive for her budget.
- They decided against the expensive restaurant.
- Understanding what is considered expensive can guide purchases.
Cheap
Definition: Low in price; not expensive.
- This shirt is cheap, but it's still good quality.
- I found a cheap restaurant for lunch.
- Buying cheap items can save you money.
Bank
Definition: A place where money is kept or managed.
- I need to go to the bank to deposit my allowance.
- The bank offers loans for buying homes.
- He has a savings account at the bank.
Credit
Definition: Recognition or acknowledgment, often for work done.
- She received credit for her hard work.
- You need to give credit to the author.
- He got credit for his contribution to the project.
Debt
Definition: Money owed to someone; an obligation to pay back.
- He is trying to pay off his debt.
- She learned about managing debt in finance class.
- Living within your means helps avoid debt.
Earn
Definition: To receive money or reward for work done.
- She wants to earn money for a new bike.
- He hopes to earn a good grade this semester.
- You can earn points by completing tasks.
Work
Definition: activity involving mental or physical effort
- He has a lot of work to do this week.
- She enjoys her work as a teacher.
- They finished their work ahead of schedule.
Job
Definition: a paid position of regular employment
- He found a job at the local library.
- She enjoys her job as a teacher.
- Many students are looking for summer jobs.
Wealth
Definition: the abundance of valuable resources or money
- He used his wealth to help others in need.
- Wealth can bring comfort but also responsibilities.
- Many people dream of accumulating wealth through hard work.
Money | English A2 Level (Pre-Intermediate)
3 Word
Card
Definition: A small piece of paper or plastic with information.
- She gave me a birthday card.
- He paid with his credit card.
- I wrote a thank-you card for my teacher.
Value
Definition: The importance or worth of something.
- Honesty has great value in life.
- The value of gold is very high.
- She understands the value of hard work.
Shopping
Definition: The activity of buying goods or services, typically from stores.
- She enjoys shopping for clothes on weekends.
- Shopping online has become very popular.
- They went shopping for groceries after school.
Money | English B1 Level (Intermediate)
19 Word
Cash
Definition: Money in the form of coins or banknotes.
- I prefer to pay in cash.
- He kept some cash in his wallet.
- They accepted cash for the ticket.
Currency
Definition: The money used in a particular country.
- The dollar is the currency of the United States.
- She exchanged her currency for euros.
- Understanding currency is important for travel.
Savings
Definition: Money that has been set aside or saved for future use.
- She deposited her savings in a bank account.
- His savings helped him buy a new bike.
- Understanding savings is important for financial planning.
Investment
Definition: The action of putting money into something to earn more money in the future.
- He made a smart investment in stocks.
- They discussed investment options for their savings.
- Her investment in education paid off.
Expense
Definition: The cost incurred in the course of doing business or personal activities.
- She tracked her monthly expenses carefully.
- The expense report was submitted for approval.
- Understanding expense management is crucial for budgeting.
Budget
Definition: A plan for managing money; an estimate of income and expenses.
- I need to create a budget for my monthly spending.
- We saved money by sticking to our budget.
- The school has a budget for supplies and activities.
Cost
Definition: The amount of money needed to buy something.
- The cost of the book is ten dollars.
- She checked the cost of the concert tickets.
- It may cost more to travel during the holidays.
Loan
Definition: Money borrowed that is expected to be paid back.
- He took a loan to buy a car.
- The bank offered her a loan for school.
- She is paying off her loan slowly.
Income
Definition: The money received for work or through investments.
- Her income helps support the family.
- He saved part of his income for a vacation.
- They discussed ways to increase their income.
Purchase
Definition: to buy something
- She plans to purchase a new laptop.
- He made a purchase at the store.
- The purchase of the tickets was easy online.
Transaction
Definition: an instance of buying or selling something
- The transaction was completed online.
- He received a receipt for the transaction.
- They tracked the transaction in their records.
Receipt
Definition: A document acknowledging that something has been received, especially in transactions.
- He kept the receipt for his new shoes.
- She asked for a receipt after buying the groceries.
- Understanding receipts is important for budgeting.
Account
Definition: A record of financial transactions; a personal description of events.
- She opened an account at the bank.
- He shared his account of what happened.
- The account showed all his expenses.
Financial
Definition: Related to money or the management of money.
- She took a course in financial planning.
- The company is in a strong financial position.
- He needs financial advice for his budget.
Profit
Definition: The financial gain made after subtracting expenses.
- The business made a profit last year.
- They hope to increase their profit this quarter.
- His hard work led to a profit for the company.
Loss
Definition: the state of losing something; not having something anymore
- His loss of a pet made him very sad.
- The team felt the loss of their star player.
- She experienced a loss when her grandmother passed away.
Debit
Definition: An entry recording an amount owed or payment made, often in a bank account.
- The debit from my account was for groceries.
- She checked her bank statement for recent debits.
- Understanding debits is important for managing money.
Withdraw
Definition: to take back or remove something
- He decided to withdraw his application.
- She had to withdraw money from the bank.
- Understanding withdraw helps in financial contexts.
Deposit
Definition: To put money into a bank account; a sum of money given as security.
- He made a deposit to open a new account.
- She needs to deposit her paycheck.
- They require a deposit for the rental.
Money | English B2 Level (Upper Intermediate)
20 Word
Finance
Definition: The management of money and investments.
- He studies finance at university.
- They discussed finance and budgeting in class.
- Good finance skills are important for saving money.
Economy
Definition: The system of money and trade in a country.
- The economy is growing this year.
- A strong economy helps people find jobs.
- She studies the economy in school.
Expenses
Definition: Costs or amounts of money spent on something.
- His monthly expenses include rent and food.
- She keeps track of her expenses to save money.
- They reduced their expenses by eating at home more.
Banking
Definition: The business of managing money, including deposits and loans.
- She works in banking at a local credit union.
- Banking services include savings accounts and loans.
- He studied banking to understand financial systems.
Interest
Definition: A feeling of wanting to know or learn about something; a stake in something.
- She has a strong interest in science.
- His interest in music started at a young age.
- They learned about how to manage their interest in saving.
Capital
Definition: The city where a government is based; also refers to wealth used for investment.
- London is the capital of England.
- The company needs capital to expand its business.
- Understanding the concept of capital is important in economics.
Asset
Definition: Something valuable owned by a person or company.
- The house is their biggest asset.
- Her skills are a great asset to the team.
- Investing in education is an important asset.
Liability
Definition: the state of being responsible for something, especially in law
- He accepted liability for the accident.
- The company has a liability to its employees.
- Understanding liability is important in business.
Valuation
Definition: the process of determining the value of an asset
- The valuation of the company was conducted last week.
- He learned how to perform a business valuation.
- Valuation helps in making investment decisions.
Market
Definition: A place where people buy and sell things.
- We went to the market to buy vegetables.
- The market was very crowded today.
- She sells fruits at the local market.
Portfolio
Definition: a collection of work or documents
- She showed her portfolio during the job interview.
- His art portfolio impressed the gallery.
- The student created a portfolio of her best essays.
Dividend
Definition: A payment made by a corporation to its shareholders; a share of profits.
- The company announced a dividend for its investors.
- He received a dividend from his stock investments.
- Understanding dividends can help in financial planning.
Insurance
Definition: A contract that provides protection against financial loss.
- Car insurance helps pay for damages in an accident.
- I have health insurance to cover doctor visits.
- You should get insurance for valuable items.
Forecast
Definition: a prediction about future events
- The weather forecast says it will rain tomorrow.
- We reviewed the economic forecast for next year.
- The forecast showed sunny skies ahead.
Liquidity
Definition: The ease with which an asset can be converted into cash.
- High liquidity means you can quickly access your money.
- She learned about liquidity in her finance class.
- Understanding liquidity is essential for financial management.
Stock
Definition: Goods or merchandise kept on hand; also, shares in a company.
- The store has a good stock of toys.
- He decided to buy stock in a popular company.
- They need to replenish their stock of supplies.
Share
Definition: To give a part of something to others.
- It's nice to share your toys with friends.
- We should share our ideas during the meeting.
- Can you share your notes with me?
Trade
Definition: The buying and selling of goods.
- Countries trade goods with each other.
- He works in the trade business.
- Trade helps economies grow.
Exchange
Definition: To give something and receive something in return; a swap.
- They wanted to exchange books for a project.
- The currency exchange at the airport was busy.
- She had to exchange her old phone for a new one.
Commodity
Definition: A basic good used in commerce that is interchangeable with other goods of the same type.
- Oil is an important commodity in global trade.
- They discussed the commodity market in economics class.
- Understanding commodities is essential for financial literacy.
Money | English C1 Level (Advanced)
15 Word
Inflation
Definition: The rate at which prices for goods and services rise, reducing purchasing power.
- Inflation affects how much we can buy with our money.
- The inflation rate increased last year.
- He learned about inflation in economics class.
Volatility
Definition: The degree of variation in a trading price series over time.
- Stock market volatility can be stressful for investors.
- High volatility means prices can change quickly.
- Understanding volatility is crucial for traders.
Expenditure
Definition: the amount of money spent
- The expenditure for the trip was higher than expected.
- She tracked her monthly expenditure carefully.
- Understanding expenditure helps in financial planning.
Economics
Definition: The study of how people manage resources and make choices.
- She is majoring in economics at university.
- Understanding economics is important for decision-making.
- He learned about supply and demand in his economics class.
Profitability
Definition: The ability of a business to earn more money than it spends.
- Profitability is essential for the survival of a business.
- They analyzed the profitability of their new product.
- Understanding profitability helps in financial planning.
Stakeholder
Definition: A person or group with an interest in a project or decision.
- The company considers all stakeholders in its decisions.
- Parents are important stakeholders in education.
- They invited stakeholders to discuss the new plan.
Diversification
Definition: The process of varying investments or activities to reduce risk.
- Diversification in business can lead to greater stability.
- They discussed the importance of diversification in farming.
- Understanding diversification helps in planning.
Brokerage
Definition: A business that facilitates transactions between buyers and sellers, often in finance.
- He works at a brokerage that deals with stocks.
- The brokerage provided advice on investments.
- They opened a brokerage to help clients buy homes.
Arbitrage
Definition: The practice of buying and selling assets to profit from price differences.
- Arbitrage opportunities can occur in financial markets.
- She studied arbitrage strategies in her economics class.
- Understanding arbitrage can lead to investment gains.
Hedge
Definition: A fence or boundary formed by a dense row of shrubs or low trees.
- The garden was surrounded by a tall hedge.
- They planted a hedge for privacy.
- He trimmed the hedge to keep it neat.
Acquisition
Definition: The act of obtaining or gaining possession of something.
- The acquisition of new skills takes time.
- The company made an acquisition of a smaller firm.
- He celebrated his acquisition of a new language.
Merger
Definition: The joining together of two or more companies into one.
- The merger created a larger and more competitive company.
- They announced the merger during a press conference.
- The merger was beneficial for both companies involved.
Solvency
Definition: The ability of an individual or organization to meet its long-term financial obligations.
- The company’s solvency was assessed during the audit.
- Maintaining solvency is crucial for business success.
- He learned about solvency in his finance class.
Liabilities
Definition: financial obligations or debts
- The company has many liabilities to pay.
- Understanding liabilities is crucial for financial health.
- They reviewed their liabilities before applying for a loan.
Benchmark
Definition: A standard used for comparison.
- They set a benchmark to measure student progress.
- The benchmark helps evaluate the effectiveness of programs.
- She used the benchmark to track her improvement.
Money | English C2 Level (Proficiency / Mastery)
26 Word
Return
Definition: To go back to a place or give something back.
- I will return the book to the library.
- Please return the favor when you can.
- He plans to return home next week.
Derivative
Definition: something that is based on another source; not original
- Her painting was considered derivative of famous artists.
- The film was a derivative work based on the novel.
- He learned about derivative financial products in class.
Forex
Definition: The foreign exchange market for trading currencies.
- He trades in forex for a living.
- Understanding forex can help investors.
- The forex market operates 24 hours a day.
Deflation
Definition: A decrease in the general price level of goods and services.
- Deflation can lead to economic problems.
- The country faced deflation after the recession.
- Understanding deflation is important in economics.
Speculation
Definition: The act of forming opinions or theories without firm evidence; often used in finance.
- His speculation about the stock market proved to be accurate.
- They engaged in speculation about the upcoming election.
- Speculation can lead to risky investments.
Leverage
Definition: To use something to maximum advantage; often refers to resources or influence.
- He used his connections to leverage a better job offer.
- Understanding leverage can help in negotiations.
- She aims to leverage her skills for career growth.
Monetary
Definition: Related to money or currency.
- Monetary policy affects the economy by controlling money supply.
- He learned about monetary systems in his economics class.
- Understanding monetary concepts is important for financial literacy.
Fiscal
Definition: Related to government revenue, spending, and financial matters.
- The government announced a new fiscal policy.
- Fiscal responsibility is important for a healthy economy.
- She studied fiscal management in her finance course.
Regulation
Definition: A rule or directive made and maintained by an authority.
- The regulation ensures safety.
- They followed the regulation carefully.
- New regulation was introduced for better practices.
Compliance
Definition: Following rules or standards.
- The company is in compliance with safety regulations.
- They ensured compliance with the new laws.
- She checked for compliance with the guidelines.
Transparency
Definition: The quality of being open and honest; allowing others to see what is happening.
- Transparency in business builds trust with customers.
- The company values transparency in its operations.
- Understanding transparency is important for good governance.
Underwriting
Definition: the process of evaluating risk for insurance
- Underwriting is essential for approving insurance policies.
- He works in underwriting for a large company.
- Understanding underwriting helps in managing risks.
Liens
Definition: Plural of lien; legal rights or interests in property as security for a debt.
- The property had multiple liens against it.
- They resolved the liens before selling the house.
- Understanding liens can help protect your investment.
Collateral
Definition: An asset used to secure a loan or guarantee repayment.
- He offered his car as collateral for the loan.
- Collateral is important for reducing lender risk.
- The bank required collateral for the mortgage.
Default
Definition: A failure to fulfill an obligation, especially in financial terms.
- The borrower faced default after missing several payments.
- Defaulting on a loan can hurt your credit score.
- It's important to understand the consequences of default.
Foreclosure
Definition: The legal process where a lender takes possession of a property.
- Due to missed payments, his house faced foreclosure.
- They avoided foreclosure by refinancing their mortgage.
- The foreclosure process can be stressful for families.
Synergy
Definition: The combined effect that is greater than the sum of individual effects.
- The team worked together in synergy to complete the project.
- Synergy can enhance creativity and productivity.
- Finding synergy among team members is crucial for success.
Capitalization
Definition: The total value of a company's outstanding shares.
- The company's capitalization grew after the successful launch.
- Understanding capitalization is important for investors.
- They monitored the market capitalization closely.
Extraction
Definition: The process of removing something from a source, often used in contexts like data or resources.
- The extraction of minerals from the earth can be harmful.
- She learned about the extraction of DNA in science class.
- Extraction methods vary depending on the material.
Innovation
Definition: The introduction of new ideas, methods, or products.
- Innovation is key to business success.
- The technology sector thrives on innovation.
- They focus on innovation to improve their services.
Entrepreneurship
Definition: the process of starting and running a new business
- Entrepreneurship encourages creativity and problem-solving.
- Many young people are interested in entrepreneurship today.
- Understanding entrepreneurship can inspire new business ideas.
Globalization
Definition: The process by which businesses develop international influence.
- Globalization has changed how we buy products.
- Many cultures have blended due to globalization.
- The effects of globalization can be seen everywhere.
Barter
Definition: To exchange goods or services without using money.
- They decided to barter their skills instead of paying.
- Barter was common before the invention of money.
- He learned how to barter at the local market.
Cryptocurrency
Definition: Digital or virtual currency that uses cryptography for security.
- Cryptocurrency is becoming more popular for online transactions.
- He invested in cryptocurrency for its potential growth.
- Understanding cryptocurrency is important in today's economy.
Blockchain
Definition: A technology that allows secure and transparent record-keeping of digital transactions.
- Blockchain is used for cryptocurrencies like Bitcoin.
- Understanding blockchain can help in finance and technology.
- She learned about blockchain in her computer science class.
Fintech
Definition: technology that improves or automates financial services
- Fintech companies are changing how we manage money.
- She works in a fintech start-up that offers online banking.
- Understanding fintech can help in financial literacy.
The word usage examples above have been gathered from various sources to reflect current and historical usage of the word . They do not represent the opinions of TranslateEN.com.
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