Vocabulary Words Every Automotive Claims Adjuster Should Know

Car

Definition: A vehicle with four wheels used for travel.

• My father drives a red car.
• She bought a new car last week.
• The car stopped at the traffic light.

Car in a sentence

Truck

Definition: A large vehicle used for transporting goods.

• The truck delivered furniture to our house.
• He drove the truck to the construction site.
• Understanding how trucks work is important in logistics.

Truck in a sentence

Damage

Definition: physical harm that impairs something

• The storm caused damage to the house.
• He noticed damage to his bike after the fall.
• Understanding damage helps in assessing situations.

Damage in a sentence

Claim

Definition: To state something as a fact or to assert a right to something.

• He will claim his prize at the ceremony.
• She made a claim about her invention.
• You need to claim your lost items at the office.

Claim in a sentence

Repair

Definition: To fix something that is broken or damaged.

• He will repair the bicycle this weekend.
• She called a technician to repair the fridge.
• They learned how to repair the car.

Repair in a sentence

Insurance

Definition: A contract that provides protection against financial loss.

• Car insurance helps pay for damages in an accident.
• I have health insurance to cover doctor visits.
• You should get insurance for valuable items.

Insurance in a sentence

Accident

Definition: An unexpected event that causes harm or damage.

• She had a minor accident while riding her bike.
• The accident caused traffic to be delayed for hours.
• He was shaken but unhurt after the car accident.

Accident in a sentence

Driver

Definition: a person who operates a vehicle

• The driver carefully followed all the traffic rules.
• She is a skilled driver who loves long road trips.
• The bus driver greeted everyone with a smile.

Driver in a sentence

Policy

Definition: A plan or course of action adopted by an organization.

• The school has a policy on bullying.
• Their policy helps protect the environment.
• She explained the new policy to the staff.

Policy in a sentence

Cost

Definition: The amount of money needed to buy something.

• The cost of the book is ten dollars.
• She checked the cost of the concert tickets.
• It may cost more to travel during the holidays.

Cost in a sentence

Estimate

Definition: An approximate calculation or judgment.

• Can you give me an estimate of the cost?
• The estimate showed we would finish on time.
• She made an estimate of how many people would attend.

Estimate in a sentence

Service

Definition: The action of helping or doing work for someone.

• The restaurant provides excellent service to its customers.
• We offer a service to help students with their studies.
• Volunteering is a way to give back to the community through service.

Service in a sentence

Parts

Definition: Pieces or components of a whole.

• The toy has many parts that fit together.
• We need all the parts to complete the project.
• He studied the parts of a cell in science class.

Parts in a sentence

Road

Definition: A wide way for vehicles or people to travel on.

• We drove along the road to the beach.
• Be careful when crossing the road.
• The road was closed due to construction.

Road in a sentence

Safe

Definition: Free from harm or danger.

• It is important to keep our home safe.
• Always wear a helmet to stay safe while biking.
• This is a safe place for kids to play.

Safe in a sentence

Vehicle

Definition: A machine used for transporting people or goods, such as a car or bus.

• They drove a vehicle to the beach for vacation.
• Bicycles are also considered vehicles for transportation.
• Understanding different types of vehicles is important for safety.

Vehicle in a sentence

Inspect

Definition: To carefully examine something; to look closely.

• The teacher will inspect our homework.
• He needed to inspect the car for safety.
• They will inspect the building for repairs.

Inspect in a sentence

Report

Definition: A spoken or written account of something.

• I need to write a report about my science project.
• The news report covered the recent event.
• He will report the findings to the class.

Report in a sentence

Adjuster

Definition: a person who changes or modifies something

• The adjuster reviewed the insurance claim.
• He is an adjuster for the insurance company.
• An adjuster can help make necessary changes.

Adjuster in a sentence

Customer

Definition: A person who buys goods or services.

• The customer was happy with her purchase.
• They treat every customer with respect.
• She is a loyal customer at that store.

Customer in a sentence

Coverage

Definition: The extent to which something is reported or included.

• The news coverage of the event was extensive.
• He checked the insurance coverage before the trip.
• The magazine provided great coverage of the festival.

Coverage in a sentence

Loss

Definition: the state of losing something; not having something anymore

• His loss of a pet made him very sad.
• The team felt the loss of their star player.
• She experienced a loss when her grandmother passed away.

Loss in a sentence

Collision

Definition: An event where two or more objects hit each other.

• The collision caused damage to both cars.
• They studied collision effects in physics class.
• A collision can result in injuries or accidents.

Collision in a sentence

Inspection

Definition: A careful examination of something, often for quality or safety.

• The inspection of the building revealed several issues.
• They scheduled an inspection of the vehicle.
• Regular inspections help maintain safety standards.

Inspection in a sentence

Liability

Definition: the state of being responsible for something, especially in law

• He accepted liability for the accident.
• The company has a liability to its employees.
• Understanding liability is important in business.

Liability in a sentence

Payment

Definition: Money given for goods or services.

• I made my payment for the concert tickets.
• The payment is due at the end of the month.
• We can process your payment online.

Payment in a sentence

Submit

Definition: To present something for consideration.

• Please submit your homework by Friday.
• He decided to submit his application early.
• We need to submit the report to the manager.

Submit in a sentence

File

Definition: A collection of documents or data stored together.

• I need to organize my files on the computer.
• He saved the file in a new folder.
• Please check the file for the latest updates.

File in a sentence

Evidence

Definition: the information that helps prove something

• The detective found evidence at the scene.
• She presented evidence to support her argument.
• The evidence showed that he was telling the truth.

Evidence in a sentence

Investigation

Definition: The process of examining a situation or case to uncover facts; a detailed inquiry.

• The investigation revealed the cause of the accident.
• They launched an investigation into the missing funds.
• Her job involves conducting investigations for the company.

Investigation in a sentence

Settlement

Definition: An official agreement or a community where people live.

• The peace settlement ended the conflict.
• They moved to a new settlement in the countryside.
• The settlement was established many years ago.

Settlement in a sentence

Premium

Definition: Of higher quality; an additional cost for extra benefits.

• They offer a premium membership with special perks.
• He paid a premium price for the concert tickets.
• The product comes in a premium package.

Premium in a sentence

Deductible

Definition: An amount that can be subtracted from income or expenses when calculating taxes.

• The insurance plan has a high deductible that must be paid first.
• Make sure to keep track of all deductible expenses.
• Her medical bills are partially deductible on her taxes.

Deductible in a sentence

Compensation

Definition: Something, typically money, given to someone for loss or injury.

• He received compensation for the damages to his car.
• The job offers good compensation for hard work.
• They discussed compensation during the interview.

Compensation in a sentence

Fraud

Definition: Wrongful or criminal deception intended to result in financial or personal gain.

• He was charged with fraud for lying about his income.
• Fraud can happen in many forms, such as scams.
• It's important to be aware of fraud when shopping online.

Fraud in a sentence

Authorization

Definition: Official permission to do something.

• You need authorization to access the building.
• She received authorization to conduct the research.
• The school required authorization for the trip.

Authorization in a sentence

Appraisal

Definition: an evaluation of the worth of something

• The appraisal determined the house's value.
• She received an appraisal for her artwork.
• An appraisal is important for selling property.

Appraisal in a sentence

Endorsement

Definition: a public declaration of support or approval

• The athlete received an endorsement deal with a popular brand.
• Her endorsement of the book encouraged many to read it.
• He was thrilled by the endorsement from his favorite celebrity.

Endorsement in a sentence

Exclusion

Definition: The act of keeping someone or something out; a state of being excluded.

• The exclusion of certain groups can lead to issues.
• She faced exclusion from the team for her behavior.
• Exclusion can have negative effects on individuals.

Exclusion in a sentence

Underwrite

Definition: To agree to be responsible for financial risk, often in insurance or finance.

• The bank will underwrite the loan for the new house.
• She decided to underwrite the project to ensure its success.
• Underwriting helps protect investors from losses.

Underwrite in a sentence

Subrogation

Definition: The legal right for one party to pursue a claim for damages after paying a debt or claim.

• Subrogation allows the insurance company to recover costs.
• He learned about subrogation in his law class.
• Subrogation is important in insurance claims.

Subrogation in a sentence

Depreciation

Definition: the decrease in value of an asset over time

• The car's depreciation means it's worth less than when we bought it.
• Understanding depreciation helps in calculating taxes.
• He learned about depreciation in his finance class.

Depreciation in a sentence

Indemnity

Definition: Security or protection against a financial loss or damage.

• The policy offered indemnity against theft.
• They sought indemnity for damages caused by the storm.
• Indemnity clauses are common in contracts.

Indemnity in a sentence

Underwriter

Definition: A person or organization that evaluates risks and determines the terms of an insurance policy or loan.

• The underwriter assessed the application carefully.
• He works as an underwriter for a large insurance company.
• The underwriter is responsible for approving new policies.

Underwriter in a sentence

Policyholder

Definition: A person or entity that owns an insurance policy; entitled to its benefits.

• As a policyholder, she received updates on her coverage.
• The policyholder is responsible for making premium payments.
• He understood his rights as a policyholder.

Policyholder in a sentence

Comprehensive

Definition: Including all or nearly all elements; thorough.

• The report provided a comprehensive overview of the project.
• A comprehensive study covers all aspects of the topic.
• She created a comprehensive list of resources for students.

Comprehensive in a sentence

Exclusions

Definition: Things that are not included; items left out.

• The exclusions in the policy were clearly listed.
• There were several exclusions in the warranty.
• Understanding exclusions helps avoid confusion.

Risk Assessment

Definition: The process of identifying and analyzing potential problems or dangers.

• They conducted a risk assessment before the project began.
• His job involves risk assessment for workplace safety.
• Risk assessment helps in making informed decisions.

Risk Assessment in a sentence

Negligence

Definition: failure to take proper care; lack of attention

• His negligence led to an accident at work.
• Understanding negligence is essential in law.
• She was sued for negligence after the incident.

Negligence in a sentence

Claims Process

Definition: The steps taken to file and resolve an insurance claim.

• Understanding the claims process helps claimants navigate it.
• The claims process includes submitting forms and providing documentation.
• Each insurance company has its own claims process.

Loss Adjuster

Definition: A professional who assesses insurance claims to determine the amount of loss and compensation.

• The loss adjuster visited the site to evaluate damages.
• She spoke with the loss adjuster about her claim.
• Understanding the role of a loss adjuster is important in insurance.

Fraud Detection

Definition: Identifying and preventing deceptive practices.

• Fraud detection is important for protecting financial systems.
• He worked in fraud detection to help secure transactions.
• Understanding fraud detection methods is vital for security.

Salvage

Definition: To recover something from loss or destruction.

• They tried to salvage what they could from the wreck.
• The company worked to salvage the damaged goods.
• Salvaging materials can be good for the environment.

Salvage in a sentence

Total Loss

Definition: A situation where an asset is completely destroyed or damaged beyond repair.

• The insurance company declared the car a total loss after the accident.
• He felt upset about the total loss of his favorite toy.
• A total loss means you cannot recover the item.

Total Loss in a sentence

Liability Limits

Definition: the maximum amount an insurance policy will pay

• The liability limits protect the insurer from large claims.
• He was aware of the liability limits on his policy.
• Understanding liability limits is important for coverage.

Mitigation

Definition: Actions taken to reduce the severity or impact of something.

• Mitigation strategies help lessen the effects of climate change.
• He focused on mitigation efforts for environmental protection.
• Understanding mitigation can prevent future risks.

Mitigation in a sentence

Reserve

Definition: To keep something for future use; a supply kept for a specific purpose.

• You can reserve a table at the restaurant for dinner.
• They decided to reserve some snacks for the party.
• Make sure to reserve your spot in the class early.

Reserve in a sentence

Documentation

Definition: The act of providing written evidence or records; materials that provide information.

• Proper documentation is important for legal processes.
• She prepared the documentation for the project.
• The documentation helped clarify the procedures.

Documentation in a sentence

Arbitration

Definition: A process where a neutral third party helps resolve disputes between two sides.

• Arbitration is often used to settle business disagreements.
• They agreed to arbitration to avoid going to court.
• Understanding arbitration can help in conflict resolution.

Arbitration in a sentence

Litigation

Definition: The process of taking legal action; a lawsuit.

• Litigation can be expensive and time-consuming.
• They decided to avoid litigation and settle.
• She studied litigation in law school.

Litigation in a sentence

Reimbursement

Definition: The act of paying back money spent.

• He received reimbursement for his work expenses.
• The reimbursement process can take a few days.
• Understanding reimbursement policies is important.

Reimbursement in a sentence

Underwriting

Definition: the process of evaluating risk for insurance

• Underwriting is essential for approving insurance policies.
• He works in underwriting for a large company.
• Understanding underwriting helps in managing risks.

Underwriting in a sentence

Adjustment

Definition: A change made to improve or adapt to a situation.

• She made an adjustment to her schedule to fit in more study time.
• He needed an adjustment to his glasses for better vision.
• Understanding adjustment helps in adapting to new environments.

Adjustment in a sentence

Reconciliation

Definition: The process of restoring friendly relations or resolving differences.

• They sought reconciliation after their argument.
• Reconciliation is important for maintaining friendships.
• The reconciliation of their views led to a better understanding.

Reconciliation in a sentence

Allocation

Definition: The process of distributing resources or duties for a specific purpose.

• The allocation of funds will help improve the library.
• They discussed the allocation of tasks among team members.
• Understanding allocation is important for project management.

Allocation in a sentence

Threshold

Definition: The point at which something begins or changes.

• She stood at the threshold of the door, ready to enter.
• The threshold for passing the exam is 70% correct answers.
• They measured the threshold for noise levels in the classroom.

Threshold in a sentence